Anna V. Yurko

 

Working Papers:

 

1.    “How Does Income Inequality Affect Market Outcomes in Vertically Differentiated Markets?” Working Paper, March 2010 (original draft from December 2006).

Abstract:

The distribution of consumer incomes is a key factor in determining the structure of a vertically differentiated industry when consumer's willingness to pay depends on his income. This paper computes the Shaked and Sutton (1982) model for a lognormal distribution of consumer incomes to investigate the effect of inequality on firms' entry, product quality, and pricing decisions. The main findings are >>>>

 

 

2.    “From Consumer Incomes to Car Ages: How the Distribution of Income Affects the Distribution of Vehicle Vintages” Working Paper, February 2009 (original draft from March 2008).

Abstract:

This paper studies the relationship between consumer incomes and ages of the durable goods consumed. At the household level, it presents evidence from the Consumer Expenditure Survey of a negative correlation between incomes and ages of the vehicles owned. At the aggregate level, it constructs a dynamic, heterogeneous agents, discrete choice model, to study the relationship between the distribution of consumer incomes and the distribution of vehicle vintages. >>>>

 

3.  “The Value of Commitment: Marriage Choice in the Presence of Costly Divorce”, October 2008

(basic model and results in pdf)  (proposal: introduction and literature review)

 

4. Exploring Innovation with Market Concentration and Consumer Income in Dynamic Markets”, joint with Mei Lin and Andrew Whinston (University of Texas at Austin), Working Paper, January 2008

Abstract:

Our study examines the disruptive innovations that arrive from outside of the industry through computational analyses that connect innovation rate to market concentration and consumer income in a dynamic setting. The findings show that a market of fewer incumbents (higher concentration) generates less innovations due to the reduced innovation premium and shortened length of incumbency; however, the equilibrium innovation rate increases in the market share of the top firm, due to enhanced innovation premium. We also find that more high-income consumers stimulate innovation. Lastly, higher consumer welfare and aggregate welfare are found in a more innovative market in the long term.