Anna V. Yurko

 

Working Papers:

 

1.    “How Does Income Inequality Affect Market Outcomes in Vertically Differentiated Markets?”, forthcoming in the International Journal of Industrial Organization.

Abstract:

The distribution of consumer incomes is a key factor in determining the structure of a vertically differentiated industry when consumer's willingness to pay depends on her income. This paper computes the Shaked and Sutton (1982) model for a lognormal distribution of consumer incomes to investigate the effect of inequality on firms' entry, product quality, and pricing decisions. The main findings are >>>>

 

Additional technical materials:

Appendix with Matlab code

Matlab data file

 

2.    “From Consumer Incomes to Car Ages: How the Distribution of Income Affects the Distribution of Vehicle Vintages” Working Paper, October 2010 (original draft from March 2008).

Abstract:

This paper studies the relationship between consumer incomes and ages of the durable goods consumed. At the household level, it presents evidence from the Consumer Expenditure Survey of a negative correlation between incomes and ages of the vehicles owned. At the aggregate level, it constructs a dynamic, heterogeneous agents, discrete choice model, to study the relationship between the distribution of consumer incomes and the distribution of vehicle vintages. >>>>

 

3.  “The Value of Commitment: Marriage Choice in the Presence of Costly Divorce”, October 2008

(basic model and results in pdf)  (proposal: introduction and literature review)

 

4.  Exploring Innovation with Market Concentration and Consumer Income in    Dynamic Markets”, joint with Mei Lin and Andrew Whinston, Proceedings of the Seventh Workshop on e-business (WeB) 2008, Paris, France

Abstract:

Our study examines the disruptive innovations that arrive from outside of the industry through computational analyses that connect innovation rate to market concentration and consumer income in a dynamic setting. The findings show that a market of fewer incumbents (higher concentration) generates less innovations due to the reduced innovation premium and shortened length of incumbency; however, the equilibrium innovation rate increases in the market share of the top firm, due to enhanced innovation premium. We also find that more high-income consumers stimulate innovation. Lastly, higher consumer welfare and aggregate welfare are found in a more innovative market in the long term.